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By entering your details, you and any other person proposed to be covered under a policy agree:


  • (important documents) that you have read and will retain a copy of the PDS and FSG, as these documents contain important information for you relating to RACQ Life and Income Protection Insurance and the financial services you may receive from us.


  • (AIA Australia may call you) AIA Australia may contact you by phone, email, sms or other instantaneous messaging service about this quote and your insurance needs, including to offer you, or request or invite you to ask, apply for or purchase RACQ Life and Income Protection Insurance.


  • (we communicate electronically) any communications and documents about RACQ Life and Income Protection Insurance and the AIA Vitality program will be provided electronically as our preferred method of communication, unless you request otherwise or physical copies of documents are otherwise required.


  • (we’ll keep you updated about our offers) AIA Australia and RACQ may periodically contact you about offers relating to RACQ Life and Income Protection Insurance and related services until you request otherwise.


  • (your information) the information you provide though this process will be collected, used and disclosed by AIA Australia for the purposes of providing RACQ Life and Income Protection Insurance, the AIA Vitality program and related services. RACQ will receive your name, contact details and limited information about whether you obtain a policy (such as the type of insurance cover and sum insured) for the purposes of managing its relationship with AIA Australia. You can find out more about how AIA Australia and RACQ collect, use and disclose your information by reviewing the AIA Australia Privacy Policy and the RACQ Privacy Policy (as updated from time to time).



The RACQ Life and Income Protection Insurance suite of products described on this website is distributed by RACQ Operations Pty Ltd ABN 80 009 663 414, Authorised Representative Number 234978 (RACQO), an authorised representative of AIA Financial Services Pty Limited ABN 68 008 540 252, AFSL 231109 (AIAFS) and is issued by AIA Australia Limited ABN 79 004 837 861, AFSL 230043 (AIAA). RACQO is a distributor only; it does not sell, issue or guarantee these products. AIAFS and other authorised representatives of AIAFS are also involved in distributing these products. Descriptions of product benefits and features are a summary only. You should consider factors like your objectives, financial situation and needs and read the relevant Product Disclosure Statement (PDS) available on this website before deciding to acquire or continuing to hold any of these products. The information on this website is general and does not take such factors into account so you should consider its appropriateness in the context of such factors. Cover is subject to terms, conditions, limitations and exclusions. AIA Australia has adopted the FSC Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The Code can be found at


AIA Australia has prepared a Target Market Determination which describes the class of consumers that comprise the target market for this product. The Target Market Determination can be sourced at


AIA Vitality partners, benefits and rewards are subject to change at any time. For the most up-to-date information and to view the AIA Vitality Terms and Conditions see Partner terms and conditions may also apply.